research paper of kenya

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The impact of microfinance on the poor in Kenya: A systematic review of evidence from Kenya

Profile image of Huzaifa Shakir

This study reviews the qualitative and quantitative research on the impact of microfinance (especially micro-credit) on the poor in Kenya to enable practitioners, donors and policy-makers understand the nature of the evidence available. Despite a large body of impact studies on the effectiveness of microfinance on the poor in Kenya, no systematic review has been conducted that brings together all these studies and evaluates the nature of the evidence of microfinance's impact on the poor in Kenya. In general, this study discovers that microcredit positively impacts the poor; however, the results are not uniform. The proposition of microfinance as the panacea for poverty and women's empowerment might be flawed. On the other hand, microcredit could cause more harm than good if the amount is spent on consumptive activities rather than investing in the future or if the businesses fail to generate enough profit. The study recommends consideration of both the potential good and the potential harm whilst making policy decisions on microfinance in Kenya. Microfinance impact assessment studies should develop a standardised methodological framework to produce consistent results. Similarly, microfinance should not be considered the only way of rescuing the poor from the chains of poverty; in fact, other structural solutions should be sought for solving structural problems such as poverty.

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The aim of this study refers to highlighting the key challenges and prospects for the microfinance sector of Kenya. This study will be carried to find out challenges affecting growth of microfinance institutions, prospects in microfinance, and policy recommendations to boost microfinance sector in Kenya. The main providers of microfinance services consist mainly of Micro-lenders, Non-Governmental Organizations (NGOs), Savings and Credit Cooperative Societies (SACCOS), Public Financial Institutions (PFI) and to a less extent Commercial Banks (CB). The level of poverty in Kenya is relatively high. Access to finance is cited as one of factors hampering economic growth and poverty alleviation. Microfinance is seen as one of the effective tools that can address poverty alleviation by engaging the poor in sustainable economic activities. Microfinance services have existed in Kenya since the late 1990s, yet they have not attained growth. The findings have been obtained through Primary data...

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AFRICAN JOURNAL OF HEALTH SCIENCES

Introduction.

research paper of kenya

The African Journal of Health Sciences (AJHS) provides a forum for communication of research outputs and policy issues in the health sciences and related disciplines. The Journal is dedicated to serving primarily scientists in Africa and those outside the continent wishing to contribute to global health on a variety of subjects including medicine, geo-medicine, dentistry, nursing, public health, nutrition, biostatistics, pharmacology, toxicology, pharmaceutical science, social science etc. The Editorial Board will give priority to articles that make significant contributions to the development and promotion of health in Africa. We publish original research papers, reviews, short communications, commentaries, case studies, surveys etc.

Frequency of Publication : We publish Bi-monthly (every two months).

Meet the Team

Dr. steve wandiga, dr hudson a. lodenyo, editorial advisory board, journal office.

research paper of kenya

Editor-In-Chief

[email protected]

Senior Editor

Dr. Lodenyo is a Specialist Physician, Gastroenterologist and Senior Research Officer with extensive experience in clinical research.  He has attracted several international research grants and awards with at least 25 publications in peer reviewed journals

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AJHS EDITORS

  • Dr. Stephen Munga
  • Dr. Veronica Manduku
  • Dr. Peter Mwitari
  • Dr. Joel Lutomia
  • Dr. Doris Njomo
  • Prof. Matilu Mwau
  • Dr. Videlis Nduba
  • Dr. Willie Sang
  • Dr. Benjamin Tsofa
  • Dr. Ziporrah Bukania
  • Dr. Luna Kamau
  • Dr. Esther Matu
  • Prof. Erick Omonge
  • Abdala M S (Kenya)
  • Kokotey – Ahulu (Ghana)
  • Kilama W L (Tanzania)
  • Tukei P M (Kenya)
  • Salako L (Nigeria)
  • Mkoji G (Kenya)
  • Mwandawiro C (Kenya)
  • Gikaru L K (Kenya)
  • Watkins W M (Kenya)
  • Githure J I (Kenya)
  • Kokwaro G (Kenya)
  • Thairu K (Kenya)
  • Waiyaki P G (Kenya)
  • Nancy K (Kenya)
  • Kaimenyi J T (Kenya)
  • Mengech J T (Kenya)
  • Mwanzia J (Kenya)
  • Shepard E (UK)
  • Marsh K (UK)
  • Esitambale (Kenya)

Ms. Tiner Ouma

Research scientist.

Tiner Ouma is a Research Scientist at the African Journal of Health Sciences. She holds a Bachelor’s degree in Environmental Health from the University of Eastern Africa, Baraton and is currently pursuing a Master’s degree in Epidemiology at the KEMRI Graduate School. She is a member of the Association of Public Health Officers of Kenya (APHOK)

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Mr. Alexander Gitonga

Ict officer.

Mr Alexander is an ICT officer at the Centre for Microbiology Research and the web administrator for the African Journal of Health Sciences. He has more than 20 years of experience in ICT management in the institute.

Alexander holds a Bachelor’s degree in Education from Kenyatta University and a certificate of Computer Studies from University of Nairobi. He is a member of Computer Society of Kenya (CSK). Additionally, he has completed CCNA, MCSE, HP Networking as well as ITIL and PRINCE2 Project Management.

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Publication process

When the AJHS receives manuscripts submitted for publication consideration, they are first screened by members of the scientific editorial team. Manuscripts are sent to peer reviewers if they meet our minimum standard. Each manuscript is assigned two scientific peer reviewers. A verdict for publication is made by the Editors considering the recommendations of reviewers. A verdict for publication or rejection is made based on the scientific soundness of the paper.

Issue Content Format

Each Issue will contain essentially the following sections, with variants where necessary:

  • A short editorial statement on policy issues, of not more than two thousand words, placed not necessarily on the first page.
  • A short review of not more than 5000 words titled ‘Perspective’ on a current topic in the health sciences.
  • One or two review articles by invitation or on application
  • Peer-reviewed articles by invitation or an application.
  • Letters to the Editor
  • News about and on African Health and related matters.

AJHS accepts submissions written in British English. The papers should have a maximum of 5000 words, including references. Because we appreciate clear and concise writing that highlights key concepts about the work. We encourage authors to structure the content using approaches such as headings, subheadings, tables and figures. Do number the pages but do not include line numbers.

Tables and figures

All tables and figures should be presented in APA style, numbered and given appropriate titles that briefly describe the information they carry. We encourage the authors to use no more than 5 tables and 8 figures in an article. These should be placed in the body of the manuscript (and not on a separate file). Any supplementary materials submitted that the authors wish to publish should be inserted in the manuscript as appendices after the references. Title pages should also not be submitted separately but rather presented in the upper section of the first page of the article. They should include the title, authors’ names and institutional affiliation.

Formatting of Research Papers

Research papers should be organized in this order:

  • Title: Should be short (a maximum of 25 words) and specific.
  • Byline: Full names of all authors, their qualifications, institutional affiliations and full address of each author. Qualification of authors is only required for purposes of the Editors’ reference and not for publication.
  • Name and email address of corresponding author(s).
  • Source of financial support, if any.
  • Summary: Should be structured (background/introduction, materials and methods, results, conclusions and recommendations) with between 250 – 300 words.
  • Background/ Introduction: Concise and clear, justifying the study rationale and stating the aim of the study.
  • Materials and methods: Briefly outline important aspects of your methodology such as the study design, the sample size (with adequate justification), the sampling technique, methods and instruments of data collection, techniques to minimize bias/errors, ethical considerations (quote Ethical approval number for human studies) and data analysis. Laboratory procedures can be summarized and referenced if descriptions of the procedures are very lengthy.
  • Results: Logically presented with appropriate displays.
  • Discussion: Key findings of the study, giving comparisons with other literature (with proper citations).
  • Limitations/ Strengths of the study
  • Conclusions: Derived from the findings of the study.
  • Acknowledgements
  • Conflict of interest statement
  • Availability of data statement
  • Author Email contacts
  • References: Arranged according to the Vancouver style. In-text citations should be numbered and placed in the text in parenthesis (2) or as superscripts without brackets 2 .

Formatting of Short Communications

They should possess all the elements of scientific communication as research papers, but without abstracts, subheadings and with not more than 500 words and 5 references

AJHS follows the Vancouver referencing style. We encourage authors to consider using reference management software, such as Zotero (free), Mendeley (free), EndNote, or RefWorks, which include built-in styles. This software is automated making it easier for authors to format citations and their reference lists as they revise. References should be numbered consecutively in the order in which they are first mentioned in the text. Include a list of all references cited at the end of the article, in the order in which they were mentioned in the text.

  • Citation of Periodicals: Watkins WM, Howells RE, Brandling-Bennet AD and Koech DK . In vitro susceptibility of Plasmodium falciparum isolates from Jilore, Kenya to antimalarial drugs. American Journal of Tropical Medicine and Hygiene . 1987; 37: 445-451.
  • Citation of Books: OleFijerskov, Firoze Manji and Vibeke Baellum, eds. Dental flouroris; Handbook for health workers. Copenhagen; Munksgaard , 1988 p.
  • Citation of Chapters in Books: Same as B above.

The use of footnotes is generally discouraged. Any such statements should be incorporated into the body of the paper.

Submission Process

All submissions to the AJHS are sent online through our contact email address: africanjournal obfsctd @kemri.go.ke . Submitted articles should be a proofread final draft and submitted as a Microsoft Word attachment (DOC, DOCX). Submissions should include the following:

  • A soft copy of the manuscript/ article
  • A letter of submission
  • Written permission from authors whose copyright material/ illustrations/photographs/figures have been used in the manuscript.
  • Informed consent from participants whose photographs have been used.
  • A signed ownership declaration statement.

Peer Review process

The AJHS operates a single-blind peer review system where the reviewers’ identity is concealed from the authors. Original research and reviews will first undergo peer review before publication. Each manuscript will be assigned two peer reviewers. The process takes 4-6 weeks of review and revision until the Editors are satisfied with the state of the paper. Peer reviewers are drawn from our pool of scientific peer reviewers although Authors may be asked to propose potential reviewers for their papers. If we make such a request, kindly propose reviewers with no conflict of interest.

Peer reviewers are selected considering their area of specialty and a review guideline provided. During the peer review process, the AJHS sets a time limit of 21 working days within which reviewers need to review manuscripts and submit their comments to the journal. The authors are then allotted 14 working days to send back their responses to the reviewers’ comments. If the authors or reviewers need more time, this turnaround time can be extended. Reviewers have the option to either recommend:

  • ‘Publish as is’
  • ‘Publish with minor revisions
  • ‘Publish with major revision
  • ‘Suitable for publication in another journal
  • ‘Not suitable for publication in this journal

If the decision is for revision, authors are requested to respond to comments raised by reviewers. When the Editors confirm that the authors have satisfactorily responded to all comments raised by peer-reviewers a verdict is made and reviewers are informed of the status of the manuscripts they have reviewed.

Use of copyrighted material

When authors use photographs in their manuscripts, they will be responsible for ensuring that the images presented are at high enough resolution to produce good-quality reproduction in the published article. If the photographs presented have identifiable images of people or reproducing illustrations/figures from sources whose copyright ownership is not owned by the authors, you must also submit written evidence of permission to use the said material the paper goes to publication.

Conflict of Interest

All authors’ manuscripts submitted must include a statement on conflict of interest. Where there are no competing interests, please indicate, “None declared.”

The AJHS applies the Creative Commons Attribution License to all articles that we publish. Therefore, under this license, authors will retain ownership of the copyright for their articles or they can transfer copyright to their institution, but authors allow anyone to copy, distribute, transmit, and/or adapt articles without permission, so long as the original authors and source are cited.

We strictly discourage plagiarism. The authors are responsible for ensuring that all original works have been duly cited. Evidence of plagiarism will lead to the rejection of submissions. If evidence of plagiarism is discovered after publication, then the paper will be retracted from our publications. All authors will sign an ‘ ownership declaration form ’ for all manuscripts submitted to the AJHS.

Author Fees

AJHS charges an article processing fee of Kenya shillings of 4000 to Kenyan authors and USD 100 to non-Kenyan authors.  The fee is paid once during submission. However, fees will only be paid if the manuscript passes the initial screening and has been included for consideration in the AJHS. Fee payment details will be provided at this stage

Authors listed in the byline should all conform to ICMJE guidelines on authorship. All contributors who do not meet the criteria for authorship should be mentioned in the acknowledgement section. Contributions/support by authors in the byline should be briefly described. The corresponding author’s name and email contact should be provided. The journal will communicate to the authors through the corresponding author.

Source of Funding

Please declare the source of funding.

African Journal of Health Sciences,

Kenya Medical Research Institute Headquarters,

Off Raila Odinga Way, Nairobi, Kenya.

P.O. Box 54840-00200, Nairobi, Kenya.

Tel: +254 0202722541/4

Email: africanjournal obfsctd @kemri.go.ke

Website: www.ajhsjournal.org

Archives: https://www.ajol.info/index.php/ajhs

http://www.bioline.org.br/toc?id=jhWe

We are listed on AJOL

Frequently Asked Questions (FAQs)

What is your turnaround time?

  • The turnaround time from acceptance to publication is 2-4 months, depending on the number of accepted papers awaiting publication.

Is your Journal peer-reviewed?

  • Yes, the AJHS is peer-reviewed. The peer review process is described in the information to contributors.

When do I pay the Article Processing Fee?

  • The APC is paid during submission, but after the paper has passed the first screening. Authors will be notified by email when their papers successfully go through the preliminary screening.

Where can I get the banking details for the fee payment?

  • The AJHS secretariat will send the banking details to the authors by email.

Is publication guaranteed once I pay the article processing fee?

  • Verdicts for publication/ rejection will be made solely based on the scientific soundness of the submitted manuscript.

Is there a prescribed format for manuscripts?

  • The prescribed format for research papers is provided in the information to contributors. Authors are encouraged to follow the guidelines as closely as possible to ensure a faster turnaround time.

IMAGES

  1. (PDF) Selected Papers on the State of University Education in Kenya

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  2. (PDF) The Nairobi Report: A review of the Research Status in Africa

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  3. Kenya Research Activity KS1

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  5. (PDF) KENYA NEW CONSTITUTION AND EDUCATION: EDUCATION IN KENYA UNDER

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  6. KS2 Kenya Research Activity

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COMMENTS

  1. Research Papers

    Influence of Gemba-kaizen Strategy on Performance of Bamburi Cement Plc in Kenya . Endusa, Sarah (University of Nairobi, 2021) The study sought to determine the influence of Gemba-Kaizen strategy on performance of Bamburi Cement Limited in Kenya. The study was anchored on the dynamic capabilities theory and the theory of lean management.

  2. Kenya Economic Reports

    The Kenya Institute for Public Policy Research and Analysis (KIPPRA) (The Kenya Institute for Public Policy Research and Analysis (KIPPRA), 2023) The Kenyan economy rebounded solidly in 2021 due to improved performance of the services sector and industry, and the re-opening of the economy in the post-COVID-19 period. In 2022, the recovery ...

  3. PDF Impact of Taxation on Economic Growth in Kenya

    The GDP. was be utilized as a metric of economic growth in this research. In Kenya, the ratio on tax to GDP decreased by 1.1% from 18.5% in 2017 to 17.4% in. 2018. Comparatively, an average of 30 African nations rose by less than 0.1% point over.

  4. DSpace Repository :: Home

    Communities in DSpace. Select a community to browse its collections. Now showing 1 - 11 of 11. Books, Book Reviews and Book Chapters (BC) 327. Conference /Workshop / Seminar Papers- (CW) 605. Conference proceedings /Post Graduate Books of Abstracts and Post workshop/conference reports 80. Doctor of Philosophy Theses and Dissertations (PHD) 1580 ...

  5. Analysis of the Kenyan economy: an input-output approach

    This paper analyses in detailed the economy of Kenya using a newly constructed Kenya Social Accounting Matrix for 2017. The SAM, making use of the latest available data represents a valuable asset to describe the main Kenyan economic indicators, the economic relationships among its agents and as an input for modelling exercises.

  6. Theses and Dissertations

    Effect of Foreign Portfolio Flows on the Growth of Capital Market in Kenya . Ojijo, Cavin O (University of Nairobi, 2023) This comprehensive study investigates the intricate relationship between foreign portfolio flows and the growth of Kenya's capital market. Employing a robust descriptive research design, the investigation methodically ...

  7. Ksr Journal

    Kenya Studies Review (KSR) is a premier interdisciplinary journal, with a growing and diverse readership worldwide, devoted to nurturing, promoting, and publishing research on issues relevant to Kenya and showcasing the best contemporary scholarship on Kenya. It is a bi-annual publication supported by the Kenya Scholars and Studies Association ...

  8. Kenya Economic Report 2019 on Resource Mobilization for Sustainable

    Kenya Institute for Public Policy Research and Analysis (KIPPRA) Abstract/ Overview. The 11th edition of the annual Kenya Economic Report (KER) is published by KIPPRA to fulfil its statutory obligation as set out in Part V, Section 23(3) of the KIPPRA Act 2006. ... This is the first County Fiscal Strategy Paper (CFSP) to be tabled in the County ...

  9. Determinants of Financial Inclusion: A Comparative Study of Kenya and

    The maximum IFI in Ethiopia is 0.119, whereas in Kenya it is 0.941 which is close to full financial inclusion. Moreover, the minimum IFI is 0.0012 in Ethiopia and 0.379 in Kenya. However, Ethiopia's financial inclusion level rises consistently throughout the study period with an average growth rate of 80.4%.

  10. PDF Determinants of Public Participation in Kenya Counties

    The Kenya Institute for Public Policy Research and Analysis (KIPPRA) is an autonomous institute whose primary mission is to conduct public policy research ... Afrobarometer (2015) Quality of Democracy and Governance in Kenya survey, this paper employs the probit regression technique to examine the determinants

  11. (PDF) The impact of microfinance on the poor in Kenya: A systematic

    This non-uniform evidence calls for a rigorous systematic review of the evidence on the impact of microfinance on the poor. Hence, this paper aims to inform aid policy in the region and guide future research by mapping out the literature assessing microfinance across Kenya and synthesising the available evidence of impact.

  12. Master Theses and Dissertations(MST)

    This collection contains bibliographic information, abstracts and full text of master theses and dissertations held in Research and Special Collections Section in Kenyatta University Library. Browse. Subcommunities and Collections By Issue Date By Author By Title By Subject By Subject Category

  13. MKU E-repository :: Home

    Research Papers 636. Scholar Profiles 6. Speeches 15. Theses and Dissertations 1652. University Publications 26. Knowledge Wheel. Recent Submissions. ... This model indicates that any one pork meal con- sumed in western Kenya has a 0.006 (99% Uncertainty Interval (U.I). 0.0002-0.0164) prob- ability of containing at least one viable T. solium ...

  14. Kenyatta University Journal System

    The East and Central Africa Medical Journal (ECAMJ) is a high quality open access peer reviewed research journal that is published by the School of Medicine of Kenyatta University, Kenya. The Journal provides a platform for researchers, academicians, professional practitioners and students to impart and share knowledge in the form of high ...

  15. Theses and Dissertations

    Identification of fungal pathogens causing postharvest rot of bulb onions (Allium cepa L.) in selected major growing regions of Kenya. Rot is a major cause of bulb onion losses in Kenya, accounting for about 14 % of total postharvest losses. In Kenya, the fungi associated with bulb onion postharvest rot of onion postharvest rots are not well ...

  16. South Eastern kenya University

    Research Papers. SEKU Publications. Speeches and Public Lectures. ... This paper utilized a time series approach to estimate tax buoyancy for Kenya ... Determinants of technology adoption in the production of ... (Academic Journals, 2007-08-31) The horticultural sector is currently the second largest foreign exchange earner in Kenya after tea. ...

  17. PDF Strategic Management Research In Kenya: A Study Of Master Of Business

    to determine the strategic management research trends in Kenya as shown in Masters of Business Administration projects, School of Business, University of Nairobi. The researcher collected primary data from completed and submitted masters of business administration projects for period 1998 - 2012, school of business, university of Nairobi. ...

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    The nature of research papers posted here relate to research topics in all spheres of economics where our researchers have interest. The views expressed in the respective papers are those of the authors and do not in any way reflect the views of the Central Bank of Kenya. ... L., Kamau, A. and Ouma S. Financial Innovation and Monetary Policy ...

  21. PDF Akona factors affecting poverty levels in Kenya

    Busia County is among the poorest counties in Kenya with a poverty rate of 69.8 percent according to KIHBS (2006).The county is resource endowed and has untapped potential in trade, agriculture, tourism, fishing and commercial business. The county has the highest poverty level in Western province as depicted below.

  22. African Journal of Health Sciences

    Research papers should be organized in this order: Title: Should be short (a maximum of 25 words) and specific. ... Kenya Medical Research Institute (KEMRI) is a State Corporation established through the Science and Technology (Amendment) Act of 1979, which has since been amended to Science, Technology and Innovation Act 2013. The 1979 Act ...

  23. PDF Guidelines to Writing Papers

    the background to a research paper or thesis. In addition, a research paper or thesis contains two main sections: (a) data presentation, analysis, and discussion of findings; and (b) summary and conclusions. 2.1 Data Presentation and Analysis This applies to both quantitative and qualitative data. The manner of presentation and analysis depend on

  24. Full article: Preparing and implementing education policy initiatives

    The DCES research on which this paper is based used a descriptive multiple-case survey design combining both quantitative and qualitative methods to investigate DCES members' roles regarding the preparation, implementation, and communication of education policy initiatives at the local level. This research design is used in social sciences to ...